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WebUse the ASIC MoneySmart mortgage calculator Listen Text size If you're looking at buying a home or to refinance your existing home loan, you can use ASIC's MoneySmart … WebA mortgage is high-ratio when your down payment is less than 20% of the property value. Close. Mortgage principal is the amount of money you borrow from a lender. If a mortgage is for $250,000, then the mortgage principal is $250,000. You pay the principal, with interest, back to the lender over time through mortgage payments. Webwork out where your money is going View : Home & utilities Mortgage & rent Body corporate fees Furniture & appliances Renovations & maintenance Mobile Insurance & … malia elizabeth hale